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Mortgage Rates
Here are loan programs we offer. These programs are unique to Sperry Associates Federal Credit Union. To learn more about these programs and many others, call us at (516) 873-7171.
Loan Amount:      $

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Program Name Rate Points APR Payment  
30yr Fixed (Conforming) 4.500% 0.00% 4.570% $0.00
 5-10% Down (Conforming) 4.500% 0.00% 4.570% $0.00
 Cash Out Refi (Conforming) 4.750% 0.00% 4.786% $0.00
30yr Jumbo (Jumbo) 4.625% 0.00% 4.659% $0.00
10/1 Jumbo ARM (Jumbo) 4.125% 0.00% 4.607% $0.00
20yr Fixed (Conforming) 4.250% 0.00% 4.282% $0.00
15yr Fixed (Conforming) 4.000% 0.00% 4.041% $0.00
10yr Fixed (Conforming) 3.875% 0.00% 3.934% $0.00
3/1 ARM (Conforming) 3.250% 0.00% 4.936% $0.00
5/1 ARM (Conforming) 3.375% 0.00% 4.710% $0.00
7/1 ARM (Conforming) 3.750% 0.00% 4.666% $0.00
10/1 ARM (Conforming) 3.875% 0.00% 4.517% $0.00
= Special Program
Rates are subject to change without notice.
Rates last updated on 12/31/2018.

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Sperry Associates Federal Credit Union NMLS #1470924
2400 Jericho Turnpike, Garden City Park, NY  11040
Toll Free:  (800) 676-5512 Ext. 3
mortgages@sperryfcu.org
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